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Link to terms of reference here with further info: http://www.cherieblairfoundation.org/wp-content/uploads/2017/08/313-tor-evaluation-mobile-financial-services-for-women-in-nigeria-au.._.pdf
1. About us
The Cherie Blair Foundation for Women (the Foundation) supports women entrepreneurs in
developing and emerging economies to access the skills, technology, networks and financial services
they need to become successful small and growing business owners. We are driven by our vision of a
world where women have equal opportunities and the capability, confidence and capital necessary
to create thriving enterprises and have a stronger voice in their societies.
Working in collaboration with our non-profit, private and public sector partners, we have supported
over 140,000 women from 100 countries across our Enterprise Development, Mentoring and Mobile
Technology programmes. To find out more, visit www.cherieblairfoundation.org.
The Cherie Blair Foundation for Women is looking to contract a consultant to design and deliver a
rigorous external evaluation of its Mobile Financial Services for Women in Nigeria project. This is a
partnership between the Cherie Blair Foundation for Women, First Bank Nigeria (FBN) and Youth for
Technology Foundation (YTF).
The project aims to provide 2,500 women with the opportunity to become agents in the retail
network of First Bank Nigeria and offer branchless banking and mobile financial services to Nigerians
across 10 states (Abuja, Lagos, Osun, Oyo, Abia, Anambra, Rivers, Bauchi, Kaduna and Kano).
The project was launched in 2015 to support women entrepreneurs to become branchless banking
agents using FBN’s mobile banking platform, ‘Firstmonie’. The project trained 2,495 women, 1,600 of
which registered as mobile banking agents.
The Foundation and First Bank Nigeria are now providing additional support to a small number of
the women to increase agent registration and on-boarding, and help women agents grow their
mobile banking businesses.
3. Purpose of the evaluation
The purpose of this consultancy is to provide an independent assessment of the extent to which the
project has met the goal of supporting women in Nigeria to become mobile banking agents, and for
these women to offer banking services to their local communities.
The primary focus of the evaluation is on learning and understanding the changes which resulted
from the project, reflecting on progress and achievements, and highlighting recommendations for
To guide the scope of the evaluation, the consultant will seek to respond to the questions below as
well as conduct an assessment in line with the OECD-DAC criteria. These questions are intended to
be a guiding framework, and will be refined in conjunction with the Cherie Blair Foundation for
Women, Youth for Technology, and First Bank Nigeria.
Key questions to address in the evaluation will include:
Have the project outcomes been achieved, and were there any unintended outcomes?
How, when, and for whom did the project make a difference? How significant was this
Did project outcomes also extend to indirect beneficiaries? What was this impact, and how
significant was it?
What were the most effective methodologies and approaches used to bring about changes
to the women’s lives?
What components of the methodologies and approaches can be used to maintain changes
going forward? What alternative approaches can be considered?
What has worked and what has not? What lessons have been learnt? What factors
contributed to the success or lack of?
The main audiences for this evaluation are the Cherie Blair Foundation for Women, Youth for
Technology Foundation, First Bank Nigeria and other partners and key stakeholders, as well as the
women beneficiaries. The evaluation will be used by the Cherie Blair Foundation for Women to
inform the quality and content of support provided to women in similar future projects.
The consultancy is expected to commence in October 2017 and run through December 2017.
The following deliverables are expected during and at the end of the consultancy:
Initial kick-off meetings/calls to discuss the project and agree the scope of the evaluation
with the Cherie Blair Foundation for Women and relevant partner organisations.
An inception report which will detail the evaluation work plan and methodology for
qualitative and quantitative data collection and analysis, including data collection processes
and tools, etc.
Presentation of findings to the Cherie Blair Foundation for Women and relevant partner
organisations using PowerPoint. The presentation should highlight the main findings of the
Draft report to include all preliminary analysis, findings, lessons learnt, conclusions and
recommendations. The report will be refined following feedback from project partners.
Final evaluation report including findings, lessons learnt, conclusions and recommendations,
and case studies.
The due dates for all deliverables will be finalised by the consultant with the Cherie Blair Foundation
for Women prior to submission of the inception report/work plan.
We seek the most robust evaluation approach that is appropriate for the scope of the evaluation,
the resources allocated, and the intended audience. Evidence shall be from both primary and
secondary sources using qualitative and quantitative data.
The proposed methodology will employ (but not be limited to) the following approaches:
Review of project documents, including the original proposal, monitoring and evaluation
framework, monitoring data, and project reports.
Desk research on women’s role in mobile financial services, and economic empowerment in
Field visits in Nigeria to collect quantitative data through an endline survey with the women,
as well as qualitative data.
Consultation with implementation partners and stakeholders in Nigeria.
7. Scoring criteria for consultant selection
Criterion Details Weight
Experience of working on financial services for women’s empowerment:
In-depth expertise on the use of digital financial:
services in developing and emerging economies, in
particular in Nigeria or West Africa.
Previous experience of working on women’s
Previous experience of working on financial
inclusion projects, particularly projects which
include the use of technology.
Experience of designing and conducting research and evaluations on women’s economic empowerment projects:
A record of designing and delivering rigorous
research and evaluations.
Sound knowledge and understanding of the entire
project cycle and the ability to evaluate the quality
of each project stage.
Competencies in data collection and analysis
related to socio-economic variables, quantitative
and qualitative research.
The consultant must work in consultation with the
Cherie Blair Foundation for Women, First Bank
Nigeria, and Youth for Technology to develop the
The consultant must display the ability to
design/develop adapted methods to the local
The most economical proposal that meets the
expectations of the work will be selected.
8. Payment terms
The payment terms will be agreed with the consultant prior to contracting.
The consultant is expected to provide their own office space and working equipment. In addition,
the consultant is expected to cover the cost of insurance, travel, communication, translation,
enumerators and any expenses associated with the consultancy within the available budget.
9. Instructions for submission
All submissions must be sent to email@example.com no later than 09:00 GMT on
15 September 2017. Please use “Mobile Financial Services for Women in Nigeria” as the subject title
to your email application.
Prospective consultants are expected to submit technical and financial proposals in English including
Profile of consultant/firm, clear demonstration of previous experience in conducting
Understanding of the Terms of Reference
Approach and methodology
Proposed budget in GBP and USD and inclusive of VAT.
Appendices to the proposal must include:
CVs of the evaluation team
Three references from similar projects undertaken by the consultant(s), including e-mail
contacts and phone numbers
Examples of previous similar work undertaken (optional).
Questions and clarifications regarding the Terms of Reference should be sent to
Organisation Cherie Blair Foundation for Women
Country United Kingdom